Meet Our Team
At Physician’s Wealth Solutions, our team is dedicated to providing you with the very best service, working with you to develop solutions that fit your individual needs. Our emphasis on client satisfaction and specialized attention combined with our unique skills creates a climate of success.
Zach has been with the Lowery Group since 2012 after graduating from McKendree University with degrees in both Business Management and Marketing, along with Certificates in Supervisory Management and Entrepreneurship. He specializes in the individual as well as the business marketplace in creating, developing, and implementing financial plans designed to help his clients achieve and maintain what is most important to them.
“What I enjoy most about running my financial practice with Northwestern Mutual is not simply the fact that I have the blessing of meeting with wonderful people every day, but it is knowing that I have the opportunity to become a part of their story, making an impact in their lives, and helping them achieve their goals and dreams!”
He believes that financial success doesn't happen by chance...it has much more to do with choice. Transforming aspirations into actuality takes courage, hard work, and discipline.
When it comes to your financial goals, each decision you make will have a significant impact on your future. A good financial blueprint will lay out what you need to do today to achieve your goals tomorrow.
Zach's role is all about serving you and providing the customized support you need. His goal is to take the stress and complexity out of personal financial affairs to help you become the 'best version-of-yourself'.
Zach is passionate about his work and take pride acting solely in his clients' best interest. His goal is to deliver paramount service along with innovative solutions to support his clients every step of the way.
"We are catalysts inspiring our communities to become the most financially secure, one person, one family, one business at a time."
Zach and his wife, Ashley, currently reside in Germantown, IL where they are raising their three children, Miles, Madison, and Jack. Growing up in a small-knit community, Zach believes that family comes first and attributes a large part of his dedication and motivation behind his good work to them. Zach's core values include:
- Honesty & Integrity
- Purpose-Driven Positive Energy
- Compassion & Empathy
Zach understands the importance of giving back and the impact it will have on our community. He finds joy in serving others and enjoys supporting various charitable organizations such as the Christian Activity Center in East St. Louis as well as United Way in St. Louis. He has also volunteered and assisted on a number of projects completed by Habitat for Humanity, building homes for those in need. His next feat is to commit to annual international retreats to help those in less fortunate areas.
Zach values spending his free time alongside his family and friends, regardless of whether it's playing golf, spending time outdoors, engaging in different sports, or attending different entertainment events. Zach also enjoys fostering his intellectual capabilities by reading and studying various financial related material, as well as motivational and spiritual books to help him become the best-version-of-himself. Above all, he practicing his faith, seeking to understand and further God's will.
Trevor originally partnered with Zach Esplund in 2016. Prior to co-establishing Physician’s Wealth Solutions, Trevor excelled in the Northwestern Mutual internship program. He has an extensive background in wealth management, asset and income protection, and efficient tax mitigation strategies. Trevor has been a guest speaker at financial advisory training programs across the country and enjoys giving back to as many others in the industry as possible.
Trevor graduated with a Business Administration degree from the University of Illinois – Springfield College of Business. He has earned his CERTIFIED FINANCIAL PLANNER™ (CFP ®) designation and at the time, was the youngest CFP® in the Northwestern Mutual system. He has also earned his Chartered Financial Consultant (ChFC®) designation and Retirement Income Certified Professional (RICP®) designation.
Trevor loves giving back and volunteering during his free time. He has been an active volunteer and advocate for the Christian Activity Center (CAC) located in East St. Louis. He also volunteers and supports the Fellowship of Christian Athletes as well as Alex’s Lemonade Stand. He is an active member of his church and enjoys giving back through volunteering in numerous local activities.
Trevor and his wife, Taryn, recently got married in November 2021 and reside in the St. Louis area. In his free time, Trevor is an avid golfer: He usually takes his golf clubs with him everywhere he travels! He also loves being physically active, travelling with his wife, spending time with his family, and supporting his St. Louis Cardinals.
Ashley joined Physician’s Wealth Solutions in the summer of 2014 and has been assisting clients ever since. Ashley’s years of experience, specialization in her field, and dedication to our clients has helped guide Physician’s Wealth Solutions to where it is today. As our Insurance Operations Manager, Ashley prepares our customized illustrations and takes our clients through the underwriting process in a timeliness, efficient process that they appreciate. She feels reassured knowing that our clients will be taken care of in the event of an unforeseen event. Ashley takes pride in knowing that the work she does helps transfer the wealth of our hard-working clients to the next generation. Ashley is married to Zach and has three children. She enjoys spending time with family, camping, and being outdoors.
Erin joined the team in April of 2021. She brought 16 years’ experience in the financial industry along with her. She works closely with the team in reviewing and developing financial strategies to better position our clients to achieve their goals. Erin excels in organizing complex data in a format that is understandable and relatable for our client. She gets great satisfaction knowing that she is able to impact our clients’ lives financially. In her free time, she enjoys reading and spending time with her daughter. Erin’s true passion is to help others and truly make a difference in their lives. Her position allows her to achieve this through assisting our clients’ financial security, future financial goals, and increasing financial literacy.
Kelley joined PWS in 2021 after serving as a Financial Advisor in the St. Louis area. She is passionate about the financial industry and loves helping clients reach their greatest financial potential. She truly believes that financial literacy is a game changer for everyone and strives to help as many others as possible. She works closely with clients and understands the importance of creating a great client experience. Kelley enjoys interacting with clients and utilizing her problem-solving skills to complete any task that she is faced with. She plays a key role in meeting preparation and has recently taken over the Director of Investments position. Kelley currently holds a Life and Health Insurance license and holds her Series 6 and 63 securities registrations. Outside of work she enjoys spending time with family and friends, cooking, and gardening.